Your eligibility is determined by the means test which is why we need your last 6 months' worth of pay stubs, beginning with the month prior to your filing for bankruptcy.

That being said, Chapter 7 is generally the simplest and quickest form of bankruptcy and is available to individuals, married couples, corporations and partnerships. In many cases, most if not all the assets are exempt, therefore the trustee will not seize any of your property..

The most important forms are the voluntary petition, schedules, and statements of financial affairs. The petition consists of your name, address, and filing info such as the type of bankruptcy you are filing & whether you are paying your filing fees in full, in installments, or requesting a fee waiver. Your schedules are where all assets, liabilities, income, and expenses must be listed.

You must list ALL of your debts, even if you intend to reaffirm the debt (keep the property & continue making regular payments until the debt is paid in full).

The court cannot discharge any debt that is not listed or did not get notice of your bankruptcy filing due to an incorrect address.

Both the schedules & statements of financial affairs are signed by the debtor under penalty of perjury therefore it is extremely important that you tell the truth and do not leave out assets such as a pending inheritance.

Your bankruptcy documents must be filed with the bankruptcy clerk in the district in which you live, or have lived for the greater part of the last 180 days.