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Welcome!

   

Emergency Filings Welcomed
Stop Wage Garnishments,
Lawsuits, Foreclosures

 

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get out of debt!      
                   
Attention  .  .  .  on December 1, 2015  new bankruptcy forms go into effect.  The changes are extensive but no worries - our bankruptcy software automatically updates all changes in bankruptcy law including the forms.
                   
                   
       

The Fair and Accurate Credit Transactions Act, 15 U.S.C. 1684, was established in 2003 to help curb identity theft. Under FACTA, no merchant shall print more than the last 5 digits of your credit card number or the expiration date of your credit card upon any receipt provided at the point of sale.

If you have received a merchant receipt which is in violation of FACTA, you may be entitled to $1,000.00 dollars for each infraction of the law.
 

Electronic Funds Transfers Act (15 U.S.C. 1693)

Many people are unaware that ATM operators must provide certain notices with regard to the fees charged to consumers. In accordance with federal law, all ATM machines must disclose that a fee will be charged to a consumer on the outside of the machine (if indeed a fee will be charged).

Additionally, the machine must also disclose the precise amount of the fee charged to a consumer on the ATM screen (prior to a consumer completing the transaction). If you have been charged a fee for an ATM transaction without either one of these notices, you may be entitled to recover $100.00 dollars to $1,000.00 dollar per each violation of the law.

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

                  

Important Info & Links  
List of documents we need  
Our questionnaire (pdf)  
Free Credit Report  (FTC site)  
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Chapter 7 Bankruptcy  
What is Chapter 7  
Chapter 7 Timeline  
Top 10 Mistakes  
What is the Means Test  
Chapter 7 vs. Chapter 13  
What is Chapter 13  
How the court values vehicles  
Silly Bankruptcy Notions  
Credit After Bankruptcy  
       
FL Bankruptcy Courts  
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Middle District  
Southern District  
Trustee  Required Doc List  
       
FAQ  
Should I File Bankruptcy  
Will I Lose My Stuff  
Taxes and Student Loans  

Can One Spouse File

 
Bankruptcy and Divorce  
       
Know Your Rights  
Fair Credit Reporting Act  
Fair Debt Collection Act  
New Credit Card Rules  
Fair & Accurate Credit Act  
       
Debt Collection  
Worst Debt Collectors  
Worst Debt Buyers  
       
Free Legal Resources  
Bankruptcy Basics  (pdf)  
Local Court Rules  (pdf)  
US Bankruptcy Code  (pdf)  
More Free Legal Resources  
Bankruptcy Glossary  
       
       

Our Location

 
2808 Beach Blvd So. #9  
Gulfport, FL  33707  
(727)  322-5881  
       
       
       
       
       
       
       
       
       
                 
                 
                 
           

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