florida, bankruptcy, services, paralegal, attorney, petition, preparer, document preparation, chapter 7, chapter 13, loan modification, pinellas, hillsborough, pasco, manatee, tampa bay,

Same Day Service for Emergency Filings

    Site Map

Our Fees & Services









Emergency Filings Welcomed
Stop Wage Garnishments,
Lawsuits, Foreclosures


It's a good day to



get out of debt!      
Attention  .  .  .  on December 1, 2015  new bankruptcy forms go into effect.  The changes are extensive but no worries - our bankruptcy software automatically updates all changes in bankruptcy law including the forms.

Silly Bankruptcy Notions.

You can only file bankruptcy ONCE in a lifetime.  No, you can file a Chapter 7 bankruptcy eight years after discharge of a previous bankruptcy.  Other rules apply to Chapter 13.

My son's car is in my name and he makes the payments so it's his car not mine.  No, if your name is on the title then it's your car and it becomes part of the bankruptcy estate.

They can't take my savings because I'm using the money to pay property taxes, fix the roof, buy new furniture, fix the car, pay college tuition, etc.  Yes they can and yes they will if you exceed your allowances.

They can't take my tax refund because I earned it.  Yes they can and yes they usually do every year just like clockwork.

I'll just transfer my expensive  asset to a friend  so the trustee can't take it.  You must disclose under oath all transfers within one year.  Failure to do so will get you in a world of trouble - along with your friend.

I am on the deed to Grandma's house, but only for probate purposes. 
It's her house and the trustee can't touch it.  Again, if your name is on the title then it's your house too and the trustee can take whatever action is appropriate - including selling it.

I don't want you to list some valuable property I own such as jewelry, vehicle,  etc. because it's mine - I worked for it and I earned it.   If you want to hide assets then don't call us. 

















Important Info & Links  
List of documents we need  
Our questionnaire (pdf)  
Free Credit Report  (FTC site)  
Pre-filing Credit Counseling  
Filing Fee Waiver  
Chapter 7 Bankruptcy  
What is Chapter 7  
Chapter 7 Timeline  
Top 10 Mistakes  
What is the Means Test  
Chapter 7 vs. Chapter 13  
What is Chapter 13  
How the court values vehicles  
Silly Bankruptcy Notions  
Credit After Bankruptcy  
FL Bankruptcy Courts  
Northern District  
Middle District  
Southern District  
Trustee  Required Doc List  
Should I File Bankruptcy  
Will I Lose My Stuff  
Taxes and Student Loans  

Can One Spouse File

Bankruptcy and Divorce  
Know Your Rights  
Fair Credit Reporting Act  
Fair Debt Collection Act  
New Credit Card Rules  
Fair & Accurate Credit Act  
Debt Collection  
Worst Debt Collectors  
Worst Debt Buyers  
Free Legal Resources  
Bankruptcy Basics  (pdf)  
Local Court Rules  (pdf)  
US Bankruptcy Code  (pdf)  
More Free Legal Resources  
Bankruptcy Glossary  

Our Location

2808 Beach Blvd So. #9  
Gulfport, FL  33707  
(727)  322-5881  

Copyright 2003 - 2016 
Florida Bankruptcy Services
All Rights Reserved