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Same Day Service for Emergency Filings

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Welcome!

   

Emergency Filings Welcomed
Stop Wage Garnishments,
Lawsuits, Foreclosures

 

It's a good day to

 

 

 
get out of debt!      
                   
Attention  .  .  .  on December 1, 2015  new bankruptcy forms go into effect.  The changes are extensive but no worries - our bankruptcy software automatically updates all changes in bankruptcy law including the forms.
                   
                   
       

Should I file bankruptcy?

We cannot give you legal advice but if you answer YES to three or more of the following questions you may want to consider filing Chapter 7 bankruptcy, given your unique situation.

Are you being sued?
Are your wages being garnished?
Are you afraid to answer your phone?
Are you receiving harassing calls from creditors?

Are you frequently late on payments?
Do your payments account for over 25% of your net pay?
Do you pay over 20% interest on your debt?
Is your debt over $5000, not including your car or your house?

Do you buy items such as food and clothing, on credit?
Have you considered taking out a loan to pay other loans?
Do you make regular payments without the balances reducing?
Are you over 1 month behind on more than one bill?

Are you without any savings?
Have you been turned down for credit?
Are you frequently getting cash advances?
 
Is your mortgage or rent frequently late?
Is your car worth a lot more than you owe?
Do you have high medical bills not covered by insurance?

Do you owe income taxes you cannot pay?
Is your home in foreclosure, are the payments unaffordable,
or is your home worth far less than you owe?

 

 

 

 

 

 

 

 

 

 

 

 

 

               

Important Info & Links  
List of documents we need  
Our questionnaire (pdf)  
Free Credit Report  (FTC site)  
Pre-filing Credit Counseling  
Filing Fee Waiver  
       
Chapter 7 Bankruptcy  
What is Chapter 7  
Chapter 7 Timeline  
Top 10 Mistakes  
What is the Means Test  
Chapter 7 vs. Chapter 13  
What is Chapter 13  
How the court values vehicles  
Silly Bankruptcy Notions  
Credit After Bankruptcy  
       
FL Bankruptcy Courts  
Northern District  
Middle District  
Southern District  
Trustee  Required Doc List  
       
FAQ  
Should I File Bankruptcy  
Will I Lose My Stuff  
Taxes and Student Loans  

Can One Spouse File

 
Bankruptcy and Divorce  
       
Know Your Rights  
Fair Credit Reporting Act  
Fair Debt Collection Act  
New Credit Card Rules  
Fair & Accurate Credit Act  
       
Debt Collection  
Worst Debt Collectors  
Worst Debt Buyers  
       
Free Legal Resources  
Bankruptcy Basics  (pdf)  
Local Court Rules  (pdf)  
US Bankruptcy Code  (pdf)  
More Free Legal Resources  
Bankruptcy Glossary  
       
       

Our Location

 
2808 Beach Blvd So. #9  
Gulfport, FL  33707  
(727)  322-5881  
       
       
       
       
       
       
       
       
       
       
       
                 
                 
                 
           

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Florida Bankruptcy Services
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