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Emergency Filings Welcomed
Stop Wage Garnishments,
Lawsuits, Foreclosures


It's a good day to



get out of debt!      
Attention  .  .  .  on December 1, 2015  new bankruptcy forms go into effect.  The changes are extensive but no worries - our bankruptcy software automatically updates all changes in bankruptcy law including the forms.

Should I file bankruptcy?

We cannot give you legal advice but if you answer YES to three or more of the following questions you may want to consider filing Chapter 7 bankruptcy, given your unique situation.

Are you being sued?
Are your wages being garnished?
Are you afraid to answer your phone?
Are you receiving harassing calls from creditors?

Are you frequently late on payments?
Do your payments account for over 25% of your net pay?
Do you pay over 20% interest on your debt?
Is your debt over $5000, not including your car or your house?

Do you buy items such as food and clothing, on credit?
Have you considered taking out a loan to pay other loans?
Do you make regular payments without the balances reducing?
Are you over 1 month behind on more than one bill?

Are you without any savings?
Have you been turned down for credit?
Are you frequently getting cash advances?
Is your mortgage or rent frequently late?
Is your car worth a lot more than you owe?
Do you have high medical bills not covered by insurance?

Do you owe income taxes you cannot pay?
Is your home in foreclosure, are the payments unaffordable,
or is your home worth far less than you owe?















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List of documents we need  
Our questionnaire (pdf)  
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Chapter 7 Bankruptcy  
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Chapter 7 Timeline  
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What is the Means Test  
Chapter 7 vs. Chapter 13  
What is Chapter 13  
How the court values vehicles  
Silly Bankruptcy Notions  
Credit After Bankruptcy  
FL Bankruptcy Courts  
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Trustee  Required Doc List  
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Bankruptcy and Divorce  
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US Bankruptcy Code  (pdf)  
More Free Legal Resources  
Bankruptcy Glossary  

Our Location

2808 Beach Blvd So. #9  
Gulfport, FL  33707  
(727)  322-5881  

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Florida Bankruptcy Services
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