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Welcome!

   

Emergency Filings Welcomed
Stop Wage Garnishments,
Lawsuits, Foreclosures

 

It's a good day to

 

 

 
get out of debt!      
                   
Attention  .  .  .  on December 1, 2015  new bankruptcy forms go into effect.  The changes are extensive but no worries - our bankruptcy software automatically updates all changes in bankruptcy law including the forms.
                   
                   
       

Civil and Criminal Court Records
All you need do is Google the name of your county and add "clerk of court."  This should lead you to the county court's official site.  Most of the time you see a link prominently featured for you to do an online search for civil and criminal cases.  Warning - beware of scam sites (especially ads) that want your credit/debit card info so they can charge you for what you can get for FREE.

Official Records - Judgments, Liens, Lien Releases
Follow the same procedure above only look for a link on the court's site that says OFFICIAL RECORDS.  Most court's not only allow you to view the records but you can also download them in pdf format.  Therefore it is essential that you have an updated version of Acrobat Reader which is available on Adobe's home page  for FREE.  It's simple to download and install.

Real Estate Values
Want to find out what your home is really worth?  All you need do is Google your county's name and add "property appraiser."  This should lead you to the official website of your county property appraiser.  You may be in for a big shock when you discover that your home may not be worth what you owe.

Cornell University - Legal Information Institute
This site is FREE because it's operated by Cornell University.  The site is a little overwhelming because they have so much to offer and it's a bit clumsy but once you get used to it you'll love it.  It contains a legal dictionary & encyclopedia, all state statutes, federal law, Federal Rules, Federal Register, US Code, UCC, Supreme Court decisions, Appeals Court decisions, etc.  Nearly everything is downloadable in pdf format too.

Findlaw
This is a good site to find general legal info on just about every subject but watch the ads - they're annoying & do not click on any of them.

Bankruptcy Basics
This is a FREE publication written in Plain English by the bankruptcy court  that walks you through bankruptcy from beginning to end in pdf format.  This is also available on FREE video on the home page of most bankruptcy court websites.

US Bankruptcy Code
These are the laws that govern bankruptcy - in pdf format.

Local Rules - US Bankruptcy Court - Middle District of Florida
These are the local bankruptcy rules that must be followed - in pdf format.

Certified Appraiser
Live in the Tampa Bay area?  If you need a certified appraisal for your vehicle, motorcycle,  boat, jewelry, or other personal property please call Skip Bonnell.  He's fantastic, he's affordable, he comes to you, and he will give you a straight up by the book appraisal. His number is 813-493-1380.

 

                  

Important Info & Links  
List of documents we need  
Our questionnaire (pdf)  
Free Credit Report  (FTC site)  
Pre-filing Credit Counseling  
Filing Fee Waiver  
       
Chapter 7 Bankruptcy  
What is Chapter 7  
Chapter 7 Timeline  
Top 10 Mistakes  
What is the Means Test  
Chapter 7 vs. Chapter 13  
What is Chapter 13  
How the court values vehicles  
Silly Bankruptcy Notions  
Credit After Bankruptcy  
       
FL Bankruptcy Courts  
Northern District  
Middle District  
Southern District  
Trustee  Required Doc List  
       
FAQ  
Should I File Bankruptcy  
Will I Lose My Stuff  
Taxes and Student Loans  

Can One Spouse File

 
Bankruptcy and Divorce  
       
Know Your Rights  
Fair Credit Reporting Act  
Fair Debt Collection Act  
New Credit Card Rules  
Fair & Accurate Credit Act  
       
Debt Collection  
Worst Debt Collectors  
Worst Debt Buyers  
       
Free Legal Resources  
Bankruptcy Basics  (pdf)  
Local Court Rules  (pdf)  
US Bankruptcy Code  (pdf)  
More Free Legal Resources  
Bankruptcy Glossary  
       
       

Our Location

 
2808 Beach Blvd So. #9  
Gulfport, FL  33707  
(727)  322-5881  
       
       
       
       
       
       
       
       
       
       
       
       
       
                 
                 
                 
           

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Florida Bankruptcy Services
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